Unlock the score
you deserve.
One flat price. Unlimited disputes. A real strategist working your file — not a call center reading a script.
6 months · unlimited disputes
Start your free review
Tell us where to reach you — we'll pull your report and show you exactly what's fixable.
We make it simple.
Sign up
Enroll in minutes. $333 flat, unlimited disputes, six months of coverage.
Review & dispute
We pull your report via MyFreeScoreNow, spot errors, and send disputes to all three bureaus.
Track progress
Watch your score move as negative items get challenged and removed.
Sunset MonaeFounder & Credit Strategist
Not a call center. A real strategist.
Sunset built The Credit Vault after rebuilding her own credit from the ground up — and turning that process into a system. Every client works directly with a real strategist, not a script.
No templates. No upsells. Just a clear, honest plan from someone who's done it herself.
We challenge what shouldn't be there.
Experience the power of better credit.
A better score means more savings and better opportunities, across the board.
Better rates
Save on loans, cards, and mortgages.
Lower insurance
Better premiums on car and home coverage.
Easier approval
Better odds on cards, homes, and cars.
Peace of mind
Access credit when you need it, with less stress.
Trusted by clients across the country.
Real accounts, real movement.
"My score went from 582 to 694 in five months. I stopped getting declined and started getting approved."
"Definitely worth every penny. After a few months, I was approved for a card I'd been denied for twice."
"They removed old chargeoffs and late payments in just two months. My score jumped 70 points."
$333. Unlimited. Six months.
Six months, unlimited disputes, cancel-anytime terms per your state disclosure.